How It Works — Funded in 3 Simple Steps

Last updated: July 2026

Apply online in about 2 minutes, talk to a funding specialist, and get funded — often in 24–48 hours. No hard credit pull, no obligation, and three months of bank statements is all it takes to see real offers.

Step 1 — Apply online in about 2 minutes

Fill out the short form with your business basics and how much you're looking for. Nothing is pulled against your credit, and submitting costs nothing and commits you to nothing.

Step 2 — Talk to a funding specialist

A REIL Capital specialist reviews your revenue, industry, and cash flow — not just credit scores. You'll complete a short full application and provide 3 months of business bank statements, then see side-by-side offers with transparent terms so you can compare total costs directly.

Step 3 — Choose your product and get funded

Pick the option that fits your need and budget. Funding is delivered fast — often 24–48 hours — and advisors stay available for renewals and future needs.

Start step 1 now — the 2-minute form →

How fast each product funds

ProductDecisionFunding speed
Revenue-based / MCAWithin 24 hoursAs fast as 1 day
Line of creditWithin 24 hoursNext-day funding available
Short-term loanWithin 24 hours1–3 days
Invoice financingWithin 24 hoursDays

Timelines are published by REIL Capital and depend on qualifications and timely document submission.

What you'll need

LoanSource Pro is an independent service operated by vCIO, LLC — not a lender. We may be compensated when you connect with our funding partner, REIL Capital. This content is information, not financial advice.

Process FAQ

What do I need to apply?

The initial form takes about 2 minutes and needs only business basics. To receive offers, you'll add a short full application and three months of business bank statements. Most owners have everything on hand already.

Will applying hurt my credit?

No. REIL Capital does not perform a hard credit pull at any point in its approval process, so checking your options won't affect your credit score.

How fast does each product fund?

Revenue-based financing funds as fast as 1 day; lines of credit offer next-day funding; short-term loans fund in 1–3 days. All products carry decisions within 24 hours, per REIL Capital's published timelines.

Is my information secure?

Your information is shared only with our funding partner, REIL Capital, to process your request — as described in our privacy policy. We don't sell your data to lead marketplaces.

Does LoanSource Pro charge me anything?

No. Our service is free to you. We may receive compensation from our funding partner when you connect — at no cost to you and with no effect on your terms.

Three steps between you and funding

2-minute form · Specialist call · Funded in as little as 24–48 hours

See if you qualify

Independent referral service, not a lender